Davis and Ceriani’s insurance coverage practice involves both transactional and litigation counseling. We counsel commercial clients with respect to their insurance structure and benefits. We work with insureds as coverage counsel and/or personal counsel if they have been sued to make sure their insurance company is providing the defense and indemnity benefits to which they are entitled. If the insurance company refuses to honor its obligations under the insurance policy it issued and/or controlling law, we will bring suit to force the insurance company to live up to its policy and we will pursue all available statutory or common law bad faith claims to make the insured whole and discourage future wrongful conduct by the insurance company.
While we have dealt with all manner of coverage issues, we specialize in large, complex, commercial insurance claims. We have experience dealing with commercial general liability (“CGL”), directors and officers (“D&O”), errors and omissions/professional liability (“E&O” or “PL”), builder’s risk and many other types of commercial insurance policies as well as surety bonds (payment, performance and fiduciary). With their civil engineering background and construction management experience, our coverage team is uniquely qualified to handle the type of complex issues arising from construction and property damage/defect claims.